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    Improve Your Credit

    • Get your free credit report at AnnualCreditREport.com
    • Check for errors
    • Setup payment reminders
    • Reduce the amount of debt you owe
    • Don’t charge cards to the max-ideally, 25-50%
    • Don’t open new credit accounts
    • Avoid finance companies
    • Limit inquiries on your credit score
    • Wait until your home purchase is closed before buying things on credit

    The first step to improving your credit is to know what your credit report says and that should be done long before you contract for a home.

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